Two banks told me no. RepoMH said let's run the numbers. I had keys in my hand in three weeks.
Type
Beds
Price
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Why RepoMH
Pre-owned, not pre-judged.
We sell used mobile homes in San Antonio at prices that actually make sense — and we finance them in-house, so the conversation starts with your story, not your FICO score.
In-house financing.
No middleman.
We carry the note ourselves. That means no bank to please, faster approvals, and flexibility most lenders won't offer.
Pre-owned means real savings.
Every home on our lot is inspected, refreshed, and priced at a fraction of a new build. Same shelter — less debt.
You're not a number
here.
Family-owned and San Antonio-based. We pick up the phone, we know the neighborhoods, and we'll be here next year too.
In-House Financing
The bank said no. We say let's talk.
Banks underwrite on paperwork. We underwrite on people. If you've got steady income and a plan to make it work, there's a real conversation to be had — even with thin credit, past bankruptcies, or non-traditional income.
- ✓ 5-minute online pre-approval — no hard credit pull, no obligation.
- ✓ Flexible down payments — we work with what you have.
- ✓ No prepayment penalties — pay extra anytime to save on interest.
- ✓ Self-employed, 1099, cash income welcome — we look at the whole picture.
- ✓ Bilingual team — hablamos español.
Payment Estimator
USDBuild your monthly.
Estimated Monthly Payment
$418/mo
Estimate only. Actual rate and payment depend on credit, term, and down payment. Final terms determined at approval.
How It Works
Four steps. Real keys.
No mystery, no surprises. Here's exactly how you go from browsing to moving in — usually within a couple of weeks.
Browse
Look through our current inventory online or come walk the lot. Every home has photos, video, full specs, and an honest price.
Pre-Approve
Fill out our short online form. We'll get back to you with options inside one business day — most within an hour.
Tour and Pick
Tour the homes you're approved for, ask every question, and pick the one that fits. We'll never push you into a home that's wrong.
Move In
Sign at the office. We coordinate delivery, setup, and skirting on your lot. You unlock the door.
From Our Neighbors
Real homes. Real keys.
We're new on paper, but the same family has been doing this in South Texas for years. Here's what folks are saying.
Honest pricing, no high-pressure pitch. They walked me through every line of the contract before I signed.
Bilingual team made it so much easier for my parents. Felt like family from the first phone call.
FAQ
Questions, answered straight.
Don't see yours? Call us at (210) 441-7040 — we'd rather answer it than have you guess.
Do I need good credit to finance through you?
No. Because we carry the loan ourselves instead of routing through a bank, we look at your full picture — income, history, and plan — not just a credit score. We've approved people with past bankruptcies, no credit history, and non-traditional income.
What's the typical down payment?
It varies by home and buyer. Most of our deals close between 10% and 20% down, but we have flexibility. Tell us what you have available and we'll structure the rest around it.
Do you sell new homes too?
We focus on used and repo mobile homes — that's where the real savings are. A pre-owned home in good condition gives you the same shelter as a new one without the new-build markup.
Do I need land already?
No. Many of our customers either own land, rent a lot in a community, or are still deciding. We can talk you through your options regardless of where you're starting.
Do you deliver and set up the home?
Yes. We coordinate delivery, leveling, tie-downs, skirting, and utility hookups. Costs depend on your site, but we'll give you a clear written estimate before you sign.
What areas do you serve?
San Antonio and the surrounding counties — Bexar, Atascosa, Wilson, Medina, Guadalupe, Comal. If you're farther out, give us a call; we can usually still make it work.
Stop renting. Start owning.
The fastest move-in in San Antonio. Five minutes online to find out what you qualify for. No commitment, no hard credit pull.